Amit Bapna, 34, is the Chief Financial Officer at Reliance Capital. He has been with Reliance Capital since 2004 and with the Group since 1999. As CFO, he provides financial direction, oversight and control for Reliance Capital and Group companies and strategic leadership for Treasury. He has over eleven years of experience in varied business environments—manufacturing and financial services.

He earlier worked in the capacity of CFO of Reliance Capital Asset Management Ltd and Reliance Consumer Finance where he played a key role and had been a significant contributor to the exponential growth of our Asset management business and has brought in operational & process disciplines, which has been invaluable to the Consumer Finance business.

Prior to that he worked in the Corporate Treasury of Reliance Industries Ltd.

Amit is a chartererd accountant by qualification. He is interested in Travelling, Dining out and watching movies.

Arun Hariharan, 42, is President, Quality and Knowledge Management at Reliance Capital. The company has achieved significant business results from Quality and KM initiatives such as Lean Six Sigma and IdeaExpress including over Rs. 100 crore in savings so far. Thousands of employees have participated in these initiatives. Two of Reliance Capital’s businesses have won the “Economics of Quality” commendation Award from the Government of India and also been selected for the Asian Network for Quality Congress, in Japan in 2009.

Before joining Reliance Capital in October 2005, Arun led one of the most successful Six Sigma Quality & KM programs in Indian industry at Bharti AirTel. These have now become case-studies at leading business schools, including IIMs. His total work experience spans 23 years across different companies and roles.

He is frequently invited to speak at Quality and KM events. He has thrice been Chairperson at the International Quality and Productivity Council’s Six Sigma conferences around the world. Recently, he was a key speaker at the World Congress for Total Quality and Corporate Governance.

He is the author of several papers and articles in leading international journals on the topics of Quality Leadership and KM. This includes his white paper on Quality lessons for Leadership published by the American Society for Quality.

Arun’s educational qualifications include an MS (Finance) and MBA, both from the University of Illinois at Chicago, USA. His other interests are reading, travel, and music.

K. Achuthan, 40, is the Chief People Officer at Reliance Capital. He has been with Reliance Capital since 2006. As the Human Resources Leader, he is responsible for conceptualizing and implementing state of the art and relevant Human Resource strategies to accelerate growth at Reliance Capital. He has eighteen years of HR leadership experience in diverse business environments—manufacturing, consulting, and financial services. He has worked in India, South East Asia, and in North East Asia. He has held a variety of roles ranging from organization development and staffing, management consulting, union relations, and HR leadership.

Achuthan’s last job was at General Electric. He is a post-graduate in social work from Madras University. He is also a trained CAP coach and facilitator. He has delivered several training sessions on Change Acceleration, Work-Out™ and Facilitative Leadership skills.

Achuthan’s is interested in hiking, photography, and playing the keyboard.

K. A. Somasekharan, 59, has 30 years of experience in General Insurance. Soma took over as CEO of Reliance General Insurance in April 2005. He is instrumental in making Reliance General Insurance grow, fast. Under Soma's inspiring leadership, RGI's top-line has grown nearly 12 times to Rs. 1,915 crore as on March 31, 2009, becoming the third largest private General Insurance company.

Soma's biggest achievement though is the creation of a network of 200 offices across 172 cities with 7,800 intermediaries along with setting up RGI's retail business virtually from scratch.

Before becoming the CEO of Reliance General Insurance, Soma served as Vice President, Corporate Marketing of RGI in Mumbai. Prior to this, he was associated with United India Insurance and last served in the capacity of Regional Manager. When free, he reads books and magazines of all genres.

K. V. Srinivasan, 44, is the CEO of Reliance Consumer Finance and of Reliance Home Finance; both are subsidiaries of Reliance Capital.

KV has been leading the consumer finance business since December 2007. He has been instrumental in building a strong team to accelerate growth, responsibly. KV oversees both the companies that are building a quality portfolio of assets, and delivering significant return on investments.

He has been with the Reliance Capital for the past four years. Earlier, he was the COO of Reliance Life insurance, during which time that company became India's fastest growing life insurance company-having grown from 11th to 4th place. Before joining Reliance Capital, he was the Financial Controller and Company Secretary of Citicorp Finance, a Citibank subsidiary.

KV has done his MBA from IIM, Ahmedabad. He is an outdoor and fitness enthusiast, and is very passionate about music.

Lav Chaturvedi, 33, is the Chief Risk Officer for Reliance Capital since October 2008. He is responsible for assessing and managing enterprise-wide risks at the group level covering various risks such as credit, market, operations, etc. across all businesses and geographies and risk aggregation for centralized risk and capital management. He is responsible for integral Internal Audit function at group level. He has been instrumental in developing best-in-class risk management capabilities and culture by creating a clear direct line of sight from risk management to stakeholder value. Before this, he was the Head, Risk Management in Reliance Mutual Fund, which he joined in January 2007.

Lav has worked with Ips Sendero, subsidiary of Fiserv (a Fortune 500 company), in Scottsdale, Arizona, USA at the senior management level, providing strategic and tactical consulting on balance sheet management to the clients and assisting in the resolution of advanced analytical and policy issues. He has rich and in-depth exposure to the entire spectrum of commercial as well as financial functions in the corporate finance, banking and consulting industries at the domestic as well as international level.

Lav has an MBA from Syracuse University, New York. He is also a Chartered Financial Analyst from the CFA Institute, USA. He is a steering committee member of PRMIA's Mumbai Chapter (Professional Risk Managers' International Association).

Lav is a great sports enthusiast and loves to play tennis, basketball, and racket-ball.

Madhusudan Kela, B.Com, MMS, is the Head of Equity Investments at Reliance Capital Asset Management Ltd. He has accumulated over 13 years valuable experience in sales and dealing. His last assignment was with Reliance Capital Ltd as Vice President, looking after Equity Investments. Prior to joining the Reliance Group, Kela spent valuable time with Peregrine Securities as the Vice President, Equity Sales and Dealing. Before Peregrine, he held similar positions with UBS Securities and Motilal Oswal.

Malay Ghosh, 49 is the President of Reliance Life Insurance. He is an ardent believer in a collaborative managerial style, but his focus remains on all-round growth with profitability.

He joined Reliance Capital in April 2008 as Deputy CEO of Reliance Life Insurance where he led its Sales, Distribution, Retention and Product Development functions. He played a pivotal role in steering the company on the growth path despite challenging market conditions and ensured remarkable success. In FY 08-09 the company grew by 28% when the industry contracted by 6%.

With over 24 years experience in the life insurance industry he brings to the table rich exposure, knowledge and operational excellence. His last job was with Bajaj Allianz Life Insurance where as Head of Sales he spearheaded the company on the growth path with his aggressive sales and distribution acumen.

Malay holds a Masters degree in Statistics from the Indian Statistical Institute, Kolkata. He is an avid reader and enjoys listening to Rabindra Sangeet. He has a keen interest in teaching due to his passion for spending time with young minds. He is also associated with an NGO working in the area of poverty alleviation and primary education as its Chief Mentor.

Noorul Ameen, 35, is the CEO of Reliance Capital Services. This was started in 2008 to cross-sell Reliance Capital's different offerings to the shareholders, customers, and employees of the entire Reliance-Anil Dhirubhai Ambani Group. In one year, RCS has got 60,000 customers that are served by 2,000 employees from 47 offices in the country.

Noorul was earlier with Bajaj Allianz, where he headed its specialized distribution arm, Bajaj Allianz Financial Distributors. He has always been in the financial services industry.

Noorul has completed his studies from Bangalore. He is always optimistic, enthusiastic and very passionate about his work, though he is hardly able to spare some time towards his other passion for driving on long drives, listening to music. He also loves watching cricket, besides having interest in golf and Snooker too

Rajnikant Patel, 48, is the President and CEO of Reliance Exchange Next. He is heading the Exchange Initiatives of Reliance ADA Group at Reliance Capital as a separate business vertical. He has set up a new exchange called Reliance Spot Exchange which aims to bring the physical markets (mandis) to a national level through a single electronic screen and build national infrastructure for the Spot Markets. He joined Reliance Money in October 2008.

An accomplished banker, Rajnikant had a long stint with the banking regulator, Reserve Bank of India. He has also worked with both Public sector banks and with Multinational Bank like State Bank of Saurashtra, Bank of Maharashtra, and BNP PARIBAS. Prior to joining Reliance Capital, he was the MD & CEO of Bombay Stock Exchange (BSE). He spearheaded the Corporatization and Demutualization of BSE making BSE the first Indian Exchange to do so. He has been a member of the Working committee of the World Federation of the Exchanges (WFE) and the longest serving Chairman of South Asian Federation of Exchanges (SAFE).

He is the recipient of awards like “Indira Super Achiever Award” and “Accor HR Excellence-CEO with HR Orientation Award”. He is the Distinguished Fellow of the Institute of Directors, London. He holds Masters in Commerce with a degree in Law and Banking.

An avid reader, he loves motorcycling. He has even participated in a National Motorcycle Rally. He is also interested in photography and occasionally writes poetry.

Sam Ghosh, 50, is the Group Chief Executive Officer of Reliance Capital. He joined the company in April 2008.

Before joining Reliance Capital, Sam was the Regional CEO of Middle East and India Sub Continent region of Allianz, a German insurance company. Earlier, he was the CEO of Bajaj Allianz's India operations. Prior to that he was involved in setting up operations for Allianz in South East Asia. He spent ten years in Australia in various capacities with Allianz from CFO to managing subsidiary companies as well as operations in the Pacific Rim.

Sam Ghosh is a Chartered Accountant from England. He is an avid reader of all genres in his spare time.

Sandeep Phanasgaonkar is President & Chief Technology Officer for Reliance Capital Ltd. Sandeep is responsible for all IT initiatives at Reliance Capital.

Sandeep has over 24 years of experience in applying IT solutions for finance, banking and BPO and IT-enabled services. He began his career with the State Bank of India and has worked with Tata Infotech, iFLEX Solutions and with Deutsche Bank as its Regional-Asia Technology Head. He joins Reliance Capital from Genpact where he was the Global Chief Information Officer. Sandeep led the critical IT Transition of Genpact from GE and was responsible for global IT delivery and driving operating efficiencies across India and the global locations of the company.

Sandeep's current role as CTO for Reliance Capital requires him to drive both Line-of-Business (LOB) specific initiatives and pan-Capital, strategic initiatives for the enterprise. This leverages synergy between different Line-of-Business functions, creating a differentiating value proposition for the company's services and products and also a whole, new service and relationship proposition for the customer. He is also focusing very keenly on driving productivity and taking cost out of IT and business operations and giving a whole new meaning to the phrase "doing more with less".

Sandeep is an MBA from Jamnalal Bajaj Institute of Mgmt Studies, Mumbai.

Sanjay Jain, 42, is the Chief Marketing Officer of Reliance Capital. He works very closely with all Relaince Capital companies in defining their marketing and brand strategies.

Sanjay has been with Reliance Capital since August 2008. He brings eighteen years of strong and diverse experience as a marketing and management executive with extensive experience in marketing, product and brand development, new launches, strategic planning, developing new business opportunities and project management.

His last job was with Bajaj Allianz as Marketing Head. He’s also worked with other leading organisations like The Coca-Cola Co., Ogilvy, and the Times of India Group and Bajaj Allianz.

Sanjay loves adventure sports, going out to watch games with friends at the stadiums, exploring new territories, and watching Bollywood movies.

Sundeep Sikka, 37, is the Chief Executive Officer of Reliance Capital Asset Management, which runs India’s largest mutual fund, Reliance Mutual Fund. Before becoming the CEO in January 2009, he was the Deputy CEO of the company. Sundeep has been with RCAM since October 2003 and in that time he has been instrumental in expanding RCAM’s footprints in both domestic and international territories.

Sundeep and has more than fifteen years of leadership experience with NBFCs and Banks. Sundeep brings a proven track record of success and a broad understanding of the company's business. Prior to RCAM, Sundeep has held a number of other senior management positions; his last stint was with ICICI Bank.

Sundeep has an MBA from Pune University. His hobbies are reading and traveling.

Vikrant Gugnani, 39, is the CEO, International Businesses for all of Reliance Capital and its subsidiaries. He is currently involved in building local asset management, stock broking and wealth management businesses in identified geographies for the group.

Before this, Vikrant spent almost four years as the CEO of Reliance Capital Asset Management Company. In that time, the assets under management in the company grew from $ 3 billion to $ 22 billion; the number of customers rose from 0.7 million to 7.5 million and profits grew from $ 3 million to $28 million. During his tenure, Reliance Mutual Fund was rated as the 'Most Trusted Brand' in the MF category for three years running by an independent survey conducted for ET by AC Nielsen-Org Marg.

A Chartered Accountant, Vikrant has managed money for the last 17 years. Before joining Reliance Capital, he'd spent nine years with Citibank.

Vikrant has been listed by the Asian Investor magazine as one of the "25 most influential people in asset management in Asia" in May 2009 and was voted "CEO of the Year" for 2008 by Asia Asset Management (an Asian Pensions & Investments Journal). He is on the Mutual Funds Committee of the Confederation of Indian Industry.

Vikrant is passionate about traveling and playing golf.

V. R. Mohan, 56, is the Company Secretary of Reliance Capital. He has been associated with the Reliance Group since March, 1982. He was instrumental in incorporating Reliance Capital in 1986 and has been associated with the company since then. He has over two and a half decades of experience in the areas of corporate secretarial, legal, finance, and managerial functions. He is a law and commerce graduate from the University of Mumbai. Mohan devotes most of his spare time to working closely with the Sri Ganapati Sachchidanda Swamiji Ashram. He also enjoys listening to bhajans.